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Types of Loans

Loans are financial aid awards that require repayment with interest under varying terms and conditions.

Federal Direct Loans

Federal Direct Loans are loans that are borrowed from the Federal Government. There are four different types of federal direct loans: subsidized, unsubsidized, Parent PLUS, and Grad PLUS. 

State Loans

California Dream Loan is a state loan that is borrowed directly from the school. This loan is only available to eligible undocumented students.

Alternative Loans

Alternative loans are loans borrowed from another private source. Alternative loan funds may be available to you when you are not eligible for financial aid or need additional funds to meet educational expenses.